From day one, our mission has been to create an independent business with a unique culture \xe2\x80\x93 one that is controlled by the people who work for it. Finding the most talented and entrepreneurial people has always been key to our success.

People come to Howden Group Holdings for lots of different reasons, but they stay for the same one: our culture. That\xe2\x80\x99s what sets us apart, and why we nurture and retain the best talent in the market. Whatever your priorities \xe2\x80\x93 work/life balance, career progression, sustainability, volunteering - you\xe2\x80\x99ll find like-minded people driving change at Howden Group.

The UK Compliance function supports four divisions of Howden Broking Group: UK&I, Global Specialty, Reinsurance and HowdenCAP through three distinct teams:

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  UK&I Compliance
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  Central Compliance
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  Global Specialty / Howden-Tiger Re / HowdenCAP Compliance.

This role sits within the Central Compliance team supporting all four divisions. The role will manage and oversee a Central Regulatory Interaction Function that will be responsible for:

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  Preparing, coordinating and managing interaction with all applicable regulators for all regulated entities within the pillars of UK Division of Howden Broking Group (HBG UK) (Pillars being UK & I as one Pillar and Global Specialty, Howden CAP and Howden Tiger as the second Pillar), including submissions and returns, applications, overseas licences, information requests and fixed supervision communications.
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  Focussing particularly on interaction with the FCA, but also interactions with other regulators, including but not limited to, the CMA, Treasury, Jersey & Guernsey regulators and regulators in territories where HBG UK has a presence.
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  Ensuring consistency and quality of approach, message, and presentation.
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  Preparing for fixed portfolio FCA supervision.

Key Accountabilities

Planning & Strategy

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  Prepare, coordinate and manage interaction with all applicable regulators, particularly FCA, ensuring consistency of message across regulated firms.
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  Focal point for HBG UK wide FCA communication.
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  Prepare for Fixed Portfolio FCA supervision.
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  Understand overseas licences requirements.

Oversight

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  Coordinate responses to all FCA thematic and other information requests.
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  Central recipient/focal point for FCA contact in relation to returns; liaison with relevant Pillar stakeholders when queries received from regulators.
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  Coordinate and oversee submission of regulatory application submissions including VOPs, CiC, SMF, Directory and firm standing data.
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  Oversight and submission of regulatory returns and attestations, using a risk-based approach to quality assurance of certain returns, and requesting changes or points of clarity from Pillars.
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  Review submission requirements and challenge Regulator when returns incorrectly allocated.
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  Request MI from Pillars for overseas business and identify possible risks.
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  Monitor overseas business against licences in place.

Service Delivery

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  Notify all regulated firms of regulatory requests and consider consistency.
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  Remind entities and pillars of upcoming regulatory deadlines, and chase for information or confirmation of submission on deadline day.
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  Overseas licence applications and maintenance.
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  Manage external advice, if required, and disseminate advice obtained.
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  Make available to Pillars new/updated overseas licence guidance and requirements.
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  Maintain AXCO licences and share with Pillars.
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  Remind Pillars of upcoming licence renewals and to request required information.

Technical:

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  Good knowledge of FCA requirements specifically relating to Non-life insurance products within ICOBs (MCOBS & COBS, desirable but not essential).
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  Good knowledge of the FCA handbook including \xe2\x80\x93 SUP, MIPRU, ICOBS, CONC, SYSC.
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  Good knowledge of the application of SM&CR.
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  Good knowledge and understanding of insurance, principles, products and services.

Policy, Process and Procedures:

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  Develop consistent approach to the allocation of SM&CR roles and responsibilities within the entities.
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  Develop consistent application support materials (MRMs, SMCR forms etc).
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  Establish process with Pillars to only act on licence requests that are subject to Pillar approval processes (inc commercial and regulatory risk assessment).
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  Issue guidance on application process and initial/on-going costs for licences.

Knowledge & Experience

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  Experience working in a second line compliance role within a non-life insurance broker / insurer.
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  International level of experience in Licencing Applications, desirable but not essential.
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  Experience of regulatory reporting and the use of FCA systems such as RegData and Connect.
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  Previous experience of managing other compliance professionals (not essential)
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  Experience of working with senior management.

Qualifications

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  Industry recognised qualifications desirable but not essential depending on relevant experience.
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  Educated to a minimum of \xe2\x80\x98A\xe2\x80\x99 level standard.

Skills & Behaviours

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  Strong regulatory focus.
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  Strong written and oral communication skills.
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  Strong analytical skills
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  Strong planning and time-management skills.
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  Sound judgement to produce suitable information at the appropriate level.
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  Ability to build effective relationships to facilitate productive challenge.
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  Strong organisational skills.
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  Evidence of implementing new systems and efficient solutions.

What do we offer in return?

A career that you define.

Yes, we offer all the usual rewards and benefits - including great healthcare provision, a wide variety of wellbeing offers, competitive salary, generous pensions and more - but we know you expect all that.

What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.

Our Culture: People First
We are proud to be at the global table, but we are most proud of our culture. It has been built on a single and constant set of principles over more than 25 years, and it has helped us become:

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  An international group with independence and people at its heart
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  A home for talent with a unique culture: the biggest small company in the world

The focus on being a People First business has always been at the very heart of the Group. David\xe2\x80\x99s vision was to create an independent business with a unique culture; one that would survive and thrive as a business controlled by the people working for it. Finding the most talented and entrepreneurial people to join the Group has been and will continue to be key.

Diversity & Inclusion
At Howden Group Holdings we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.

Additional Job Details

Worker Type:
Permanent