Job Description

As the leading European Union bank, and one of the world\'s largest financial institutions with an uninterrupted presence in the region since 1860, BNP Paribas offers a wide range of financial services for corporate, institutional and private investors spanning corporate and institutional banking, wealth management, asset management and insurance.

We passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued and encourage applicants of all backgrounds, including diversity of origin, age, gender, sexual orientation, gender identity, religion applicants who may be living with a disability. We have a number of internal employee networks in place to empower our staff to act and challenge the status quo.

• BNP Paribas PRIDE is highly active in favour of the LGBTQIA+ community
• BNP Paribas MixCity which fosters better representation of women at all levels of the organization
• Ability, the mutual aid network for employees with a disability or a disabling or chronic illness
• BNP Paribas CulturAll which celebrates diverse backgrounds

BNP is committed to financing a carbon-neutral economy by 2050. The Group is a founding member of the Net-Zero Banking Alliance and has set up its own Low Carbon Transition Group to support its clients through their energy transitions.

https://careers.apac.bnpparibas/

More information
BNP Paribas - Diversity & Inclusion Journey
BNP Paribas - The Bank Of Green Changes

Award Obtained
BNPP has won Top employer Europe award in a 10th consecutive year

What is this position about?

The person would be handling both Lombard and Structured transactions.

• Cover complex and Lombard transactions, new and existing, originated from WM clients. For structured deals, these include insider single stock lending, exotic structures, OneBank transactions and cross-border mortgage deals with collateral types comprising insider stocks, illiquid assets and properties.
• Lead WM transactions and collaborate closely with CIB lending teams for OneBank transactions, from pitching, structuring, credit approval to post-approval execution.
• Involve in UHNW client-onboarding pitching and attending client meetings with Relationship Managers, to identify and formulate lending solutions based on the clients\' requirements.
• Ensure all credit files are renewed in a timely manner in accordance with the credit policy.
• Ensure compliance with regulatory and corporate policies as well as manage communication with auditors and regulators\' for his/her transactions.
• Keep good records of all critical data relating to each transaction.
• Provide approval for Lombard files and exceptions to credit policies.
• Actively participate in team projects, management statistics and regulatory reporting.
• Provide training to new joiner RMs and MAs.
• Contribute to implementation of control policies and procedures in day-to-day business activities, as and when required.

Primary Role Responsibilities

In this role, you will:

• Work closely with the Relationship Managers, Team Heads, Market Heads, Products and Business lines as well as Functions such as Legal and Compliance.
• Participate in client meetings, perform credit research and transaction due diligence to put up credit proposals for approval.
• Work closely with Front Office, Legal and Credit Administration in post-approval execution process.
• Provide advice on credit-related issues, be it internal policies or external regulatory guidelines.
• Daily oversight of transaction monitoring with assistance of Credit Monitoring.
• Contribute to accurate MIS reporting.

Other Contributions

• Contribute to BNPP policy revisions as well as governance and control frameworks.
• Contribute to implementation of control policies and procedures in day-to-day business activities, as and when required.
• Comply with regulatory requirements and internal guidelines
• Contribute to the reporting of all incidents according to the Incident Management System

Technical

• Good knowledge of financial analysis, market risk and legal documentation
• Good knowledge of regulatory environment and competitive landscape
• Good credit analysis and
• Good written and communication skills
• Programming skill with experience in VBA, MS-access would be considered a plus

Behavioural

• Capacity to deliver good-quality and accurate work with attention to details while under pressure.
• Strong interpersonal skills and good team player.
• Ability to manage stakeholders in Front Office and RISK.
• Ability to articulate arguments at credit committees to obtain approvals.

Required education/certification/licenses

University graduate in Finance / Business Administration with 12-15 years of relevant experience with an MNC bank.

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