Job Description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers

About the Department

Business Banking

We develop integrated products and services targeted at helping small and medium-sized enterprises across the region progress through different stages of growth. These include innovative solutions and initiatives in areas of working capital loans, operational efficiency and currency exposure.

Job Responsibilities

• Optimize underwriting and customer/portfolio management policies through use of analytics and champion/challenger strategies. Support balance building activities such as top-ups, refinance, attrition management, etc. Ensure risk/return profile is optimized and within the Bank\'s risk appetite
• Support business banking product and credit programmes, including the review / estimation of risk parameters, risk policies, product pricing, product structure, regulatory requirements, and analytics support for the development and enhancements of programme parameters
• Generate, analyse and monitor portfolio risk and capital reports, scorecard performance report and booking profile. Provide regular and ad-hoc credit risk analyses and advisory to business managers, senior management, regulators and other key stakeholders

• Generate regular and ad-hoc portfolio / CRM analytics and MIS. Work with the Analytics Support team to managing / enhance the BB analytics datamart and support relevant systems enhancements

Job Requirements

\xc2\xb7 Undergraduate degree in a quantitative programme, such as Statistics, quantitative based Marketing, etc. MBA / post graduate degree is an added advantage
\xc2\xb7 7-10 years of experience in credit risk management in a retail banking environment. Experience in the small business segment is highly desired
\xc2\xb7 Strong computing skills: SAS - Programming, Enterprise Guide, Enterprise Miner; SQL and database familiarity; MS Office applications, including advanced spreadsheet and VBA
\xc2\xb7 Analytical mind with sound business insight, excellent communicator (verbal and written), highly meticulous, and self-motivated
\xc2\xb7 Self starter, flexible with a proven ability to work well in teams, as well as being able to function with minimal supervision. Proven track record in driving business performance

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate\'s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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UOB