Account Officer

Quezon City, Philippines

Job Description

Key Qualifications:

  • Business graduate with at least 2-3 work experience
  • Understanding of entrepreneurship & business processes
  • Analytical skills
  • Communication skills both written and verbal
  • Interpersonal skills
  • Creativity and innovative
: 1. Achieve desired target on client generation, portfolio and portfolio quality based on approved plan.2. This position performs the following generic functions on SME level:
  • Target market assessment/area scanning
  • Client generation
  • Loan request analysis & evaluation
  • Loan processing & documentation
  • Loan disbursement
  • Loan utilization monitoring & checking
  • Loan collection and repayments
  • Portfolio at Risk management
  • Delinquency handling and resolutions
  • Various reports preparation
3. Performs thorough credit and background investigation, credit and social investigation (CSI), business, financial & cash flow analysis and collateral/property appraisals.4. Justifies loan approval recommendation to Accounts Supervisor and review team to get approval of loan application.5. Facilitates loan release/disbursement by reviewing completeness of submitted requirements, signed documents by the loan borrower to provide excellence customer service.6. Prepares materials necessary, after exhausting all possible remedial measures for cases requiring litigation and acquisition of property or asset mortgage with the organization.7. Monitors accounts and deepens relationships with existing clients.8. Maintains and safekeeps of updated client records, collateral documents.9. Handles and address client queries, complaints and or feedback and report to immediate head for updating and further action.10. Performs other task and functions which may be required of the position by the immediate superior from time to time.Job Type: Full-timeBenefits:
  • Opportunities for promotion
  • Pay raise
  • Promotion to permanent employee
Schedule:
  • Day shift
  • Monday to Friday
Supplemental Pay:
  • 13th month salary
  • Overtime pay
Ability to commute/relocate:
  • Quezon City: Reliably commute or planning to relocate before starting work (Required)

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Job Detail

  • Job Id
    JD1046602
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Quezon City, Philippines
  • Education
    Not mentioned