Job Description

The Role Responsibilities

As a successful Analyst within the International Corporates team, you will provide proactive, comprehensive and timely credit analysis to Relationship Managers and the Credit community. Your daily job would include:

• Provide Relationship Managers with client insights in relation to an industry sector, client information and account plans
• Manage ongoing quality of portfolio, producing exception reports, review credit extending across entire portfolio to ensure consistency of approach
• Educate Relationship Managers on macroeconomic fundamentals impacting their credit portfolio
• Provide creative recommendations to Relationship Managers by monitoring peer groups & competitors and undertaking industry reviews based on non-standard industry / company information / data (equity, credit reports, press and magazine reports)
• Develop good relationship with clients to understand their banking requirements, structure deals, and get insights into their business and financials
• Work closely with client to ensure product / deal structure appropriateness
• Be engaged in deal origination and execution efforts including providing assistance to Relationship Managers for the same
• Monitor portfolio revenues and returns and ensuring the accuracy of MIS
• Liaise and manage various product partners, across Parent and client subsidiary locations on account management and origination
• Evaluate learning around exception cases and seek to share this with other Analysts to help properly capture risk profiles and ensure robust credit analysis
• Assist, train and mentor Junior Credit Analysts, Interns and International Graduates
• Assist Head CA / Relationship Managers / other team members on ad-hoc projects / deals etc. as and when required.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank's Conduct Principles. Fair Outcomes for Clients, Effective Financial Markets, Financial Crime Compliance, The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Our Ideal Candidate

• Candidates with a background in business, economics or accountancy and with 2 +years' experience in corporate banking / investment banking / funds / credit rating agencies would be ideal for this role.
• A professional qualification like MBA, CFA, etc. will be an advantage.

Role Specific Technical Competencies

• Credit Risk Management
• Credit Analysis / Quantitative Analysis / Financial Modelling
• Solution / Deal Structuring
• Corporate Banking Product Knowledge in particular Trade Financing Products
• Industry / Business Knowledge
• Account Strategy and Planning

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do.
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well.
• Be better together, we can be ourselves, be inclusive, see more good in others and work collectively to build for the long term.
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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