Job Description

Business Function:

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Responsibilities:

• Administer, manages, and monitor transactional collaterals for Commodity Finance/Structured Finance.
• Responsible for transactional and operational integrity of the credit facility structures especially in areas of settlement risk, operational risk, and performance risk.
• Review Summary Control Sheets on workability of governing terms and conditions of the facility structures.
• Perform Mark to Market (MTM) valuations, monitor cash collateral requirements and follow up on top-ups when under-collateralised.
• Monitor Loan to Value (LTV) ratios to ensure financing within stipulated threshold and carry out margin calls whenever necessary.
• Update transactional details into ST Connect (STCM) for monitoring of exposures and facility limits management.
• Monitor hedged positions and liaise with Treasury and Markets and Relationship Managers to ensure top ups whenever required.
• Alert Relationship Managers and Credit Risk Managers of any potential operational risks which might endanger the underlying asset or identify the source of repayment in a timely manner.
• Accompany Credit Risk Managers on site visits, local or overseas as and when required.
• Assist to solicit new deals within approved and available limits through daily contact with the clients and to follow up on relationships and marketing calls jointly with Relationship Managers whenever possible and required.
• Collaborate with Regional Trade Operations and Product Managers in the review of new trade products rollout, guidelines revision and implementation.
• Participate in process flow improvements, system enhancements, UATs, live verifications and any other initiatives as assigned.
• Pro-active and positive engagement with relevant stakeholders always with STMO core values of Accountability, Responsibility and Ownership.

Requirements:

• Preferably a Bachelor's Degree in Banking and Finance or a relevant field
• More than 5 years of experience in Structured and Commodity Trade Finance Middle Office, Front Office or Back Office in the banking industry or Commodity Trading Houses
• Must be attentive to details with good analytical skills and the ability to understand the intrinsic transactional risks
• Capable to work effectively under pressure and tight deadline with strong organisational skill
• Good team player, proactive and excellent interactive skills
• Good command of written and spoken English and Chinese languages as the role requires to deal with Mandarin speaking customers

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We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.