Job Description

Key Responsibilities :

Strategic Oversight & Governance

Lead the credit documentation assurance function for commercial banking portfolios, including but not limited to bilateral loans, trade finance, and working capital facilities Define and implement documentation standards aligned with credit policies, regulatory expectations (e.g., MAS, Basel), and commercial banking product structures Serve as a senior advisor to Credit Risk and Front Office on documentation-related risks and controls

Risk & Compliance Leadership

Oversee periodic reviews and audits of credit documentation to ensure compliance with approved terms and regulatory requirements Identify and remediate documentation gaps, inconsistencies, and control weaknesses Ensure timely escalation of documentation discrepancies and exceptions

Stakeholder Engagement

Partner with Relationship Managers, Credit Analysts, Legal, Compliance, and Operations to ensure documentation is fit-for-purpose and aligned with client needs and approved terms and conditions Represent the Credit Documentation Assurance function in credit committees, governance forums, and regulatory engagements Provide subject matter expertise and training to internal teams on documentation standards and regulatory changes on a periodic basis as and when required

Process Optimization

Drive initiatives to digitize and automate documentation workflows, reducing manual errors and improving turnaround times Collaborate with technology and operations teams to enhance documentation systems and data integrity Monitor industry trends and regulatory developments to proactively adapt and improve documentation practices Develop, together with relevant stakeholders, the turn-around-time for each stage of the end-to-end process, and tracking mechanisms necessary to ensure adherence

Requirements:

Bachelor's degree in Finance, Business, Law, or related discipline Technical and Regulatory Knowledge relating to Credit processing/risk Experience in managing documentation for syndicated loans, trade finance, and structured working capital solutions would be an advantage 10+ years of experience in credit documentation, credit risk, or risk assurance Strong understanding of credit products, lending processes, and regulatory requirements Technical understanding of Credit documentation and end to end process Strong analytical skill and eye for detail Good communication and interpersonal skills Independent, versatile and able to perform under pressure Knowledge of Commercial Banking business practices, processes and procedures Proven track record in managing regulatory compliance and risk assurance functions Strong leadership, stakeholder management, and communication skills Experience with digital documentation platforms and data governance tools. * Good communication skills, written and spoken with the ability to communicate at all levels