Job Description

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Responsibilities:

• Responsible for preparation of loan documents in compliance with credit approvals, ensure all relevant conditions and/or covenants jurisdictional specific clauses are included in drafted documentation
• Perform documentation and other required checks for returned documentation to ensure completeness and accuracy, validate fulfilment of conditions precedent, perfection of collaterals and compliance with internal policies and procedures
• Checking and tracking of collateral and loans documentation, covenant expiry and renewal
• Maintain oversight of all document deficiencies and follow up with Front Office
• Liaise and follow up with internal and external stakeholders (e.g. solicitors and valuers to facilitate completion of mortgage documentation; brokers to facilitate insurance documentation) to ensure timely completion of documents
• Liaise with PB Credit Solutions on the documentation and execution of complex credit deals
• Timely completion of legal/securities/loan documentation and liaise with law firm for charge registration
• Lodgment of completed documentation and tracking of documentation perfection
• Manage registration of loans documentation with respective countries\' registrar or government agencies
• Follow-up closely on all decisions taken by the credit approving authorities and monitor post lending terms and conditions
• Processing and instructing loan administration on limit creation, disbursement, repayment, rollover, redemption, collaterals and annual review etc.
• Liaise with other operation teams within the bank on limit setup and loan documentation
• Handle local and overseas property mortgage and insurance assignment
• Handle single premium insurance loans
• Process payment of valuation/legal/stamping fees
• Liaise with Malaysia, Indonesia & Thailand counterparties on cross border lending
• Liaise with Project and IT team to ensure the BAU system issues are attended in time
• Liaise with internal/external lawyers, insurers and property valuers
• Manage PB projects and other project assignments
• Handle internal and external audits
• Continuous process improvement
• Tracking and preparing SLA, Management reports
• Ensure PB Ops KRI / Risk Control Self-Assessment checks are done periodically
• Perform UAT and BCP Testing

Requirements:

Qualifications

• Minimally, a Diploma/Degree holder

Professional Qualification and/or Regulatory, Licensing Requirements

• Knowledge of IT systems, such as Avaloq and Triple-A will be an advantage
• Knowledge and understanding of PB loan products, including documentation and processing

Relevant Work Experience

• More than 5 years of related experience, with at least 3 years of PB-related experience

Competencies and Skills

• Good communication and interpersonal skills
• Positive learning attitude
• Experienced in leading a team

CIMB