Job Description

:Responsibilities:Loan Portfolio Strategy and Management

• Apply financial knowledge and methods to enhance credit structuring.
• Identify and uses the key financial indicators necessary to measure and manage business unit performance to increase total credit quality.
• Generate ideas, provide solutions & support to business towards achieving financial targets

Proactively Support Business Initiatives

• Review and perform credit analysis of credit applications submitted by business and seeks additional information from business if required.
• Work closely with Private Bankers to improve management of accounts, including making joint client calls (when required) to understand clients\' financing needs so as to structure credits/loan financing that are suitable for the clients.
• Contribute ideas in the streamlining of credit guidelines and work processes.
• Contribute ideas in the reviewing of the various product framework papers for according Margin of Finance.

Regulatory Compliance

• Ensures all credit solutioning are in compliance with Department and Bank Group policies and procedures.
• Ensures compliance with regulatory requirements (eg. BNM & MAS etc. ) and to minimise adverse findings by external auditors.

Requirements:Qualifications

• Ideally, a Bachelor in Business

Relevant Work Experience

• 8.5 years of experience in Credit with various Private Banks

Technical/Functional Skills

• Have the knowledge and technical skills for both standard and structured lending transactions

Personal Skills

• Build effective working relationships with people and listen to others
• Objectively consider ideas and opinions from others
• Treat people fairly with dignity and respect

CIMB