Job Description

UOB Kay Hian (UOBKH) is a regional financial services Group headquartered in Singapore. We are a widely recognised brand in every country where we have operations. We have a reputation built on our responsive and discreet service. In Singapore, we are the largest (registered trading representatives) domestic broker. In addition to our broking agency services in equities, bonds, CFDs, DLCs, Robo, LFX and commodities, we provide high value added services in corporate advisory and fund raising, leveraging our wide network of corporate contacts and deep distribution capabilities to execute IPOs, secondary placements and other corporate finance and investment banking activities.Our distribution footprint spans key financial centres in Singapore, Hong Kong, Thailand, Malaysia, Indonesia, London, New York and Toronto. In addition, we maintain a research office in Shanghai and an execution presence in the Philippines. Therefore, we are at the heart of regional economic activities and are well-placed to tap into the deep market knowledge necessary to respond swiftly to our clients.Career with Regional Credit, UOBKHAs part of our robust growth in the structured credit space, we have expansion openings for Credit Analysts, Senior Credit Analysts, (Senior) Credit Manager in the Regional Credit (RC) department.RC, an integral part of our structured debt franchise in Asia, has the principal mandate for all wholesale structured debt products offered by UOBKH across the various business units, including prime brokerage, private wealth management, structured finance, and structured solutions well as our regional brokerage firms. All of our financing (proposals) commitments are structured, processed, and proposed through RC. This department plays a core role in delivering our strategy in the markets we choose to operate in.The position offers an excellent rare leadership opportunity, leading small deal teams, with principal lending responsibility for some of the most complex, specialised industry verticals across the Asia Pacific, ranging from Real Estate, Utilities, Offshore & Marine, Healthcare, Infrastructure, Metals & Mining, Natural Resources, Media & Technology, e-Commerce, Financial Institutions and Acquisition Financing.The role will sit within the Regional Credit department, reporting directly to the Head of Regional Credit. The successful candidate can expect frequent, regular interactions and presentations to senior management, including the executive directors, the CEO and Chairman at the credit committee forum.What do we offer?

• A senior lending specialist role, working alongside the coverage team & RMs, structuring the financing.
• Exceptional exposure to some of the most complex deals, Gaining sector lending experience in a highly accelerated fashion, to some of the most specialised sectors in the most significant regional markets.
• Collegiate, diverse and inclusive team set up, with plenty of latitude for aspiring professionals to deepen their skillsets and grow an impactful career in the financing space.
• Phenomenal opportunity to work and engage directly with senior management.
• Reasonably balanced work life.What is the job like?
• Leading the deal from the financing/credit perspective. Expansive opportunity to showcase deal leadership to senior management with significant visibility to the CEO.
• To be a credible debt structuring partner and consultant/advisor to coverage, private wealth management (PWM) & sales.
• Lead the credit conversation on prospective opportunities in the screening committee forum.
• With guidance from the credit manager, or head of department (supported internal and external legal counsels), to lead the termsheet negotiation and deal structuring discussions with the client; to develop a bankable financing for the firm & client.
• Ensure compliance with local and international regulations and UOBKH credit policy guidelines.
• Primary responsibility and to lead the internal credit application process from end to end. Delivering credit approvals to the client.
• Guide and coach, the junior team members, developing them professionally.
• Other ad-hoc duties/projects as assigned by the Head of Department.Who are we looking for?
• Strong team player. Keen interest to work in a cross-cultural environment and with a multitude of professionals from various nationalities.
• Credit professional with a track record in taking credit decisions/views across various sectors and business. Ability to work with semi-complete information, but sufficient (enough) to form a sound, well-grounded credit view in a fast-paced, quickly moving, fluid and highly compressed schedule.
• Experienced in share-backed & margin finance, syndicated structured corporate debt, structured acquisition finance across a multitude of sectors and various financing structures. Experienced in object or specialised financing will be a plus.
• Confident in expressing and communicating a credit opinion, including a negative recommendation.Strong written and oral communication skills.