Senior Sales Director Middle Corporation Sg

Singapore, Singapore

Job Description


:

Business Planning

  • Keep abreast with business developments to secure opportunities as and when they arise.
  • Source for potential customers through business referrals.
  • Carry out groundwork preparation i.e., obtaining information on potential customers\' financial status, business viability and prospects.
  • Meet with existing / potential customers for rapport building.
  • Make site visits to check business operations.
Credit Recommendation
  • Obtain details and comprehensive information to facilitate proper assessment of customer\'s needs.
  • Perform proper loan evaluation and through credit analysis.
  • Ensure proper assessment of collateral value.
  • Recommend suitable credit package in a profitable manner.
  • Perform A/A write-up promptly and properly.
Post Approval Function
  • Ensure prompt preparation of letters of offer; check to ensure incorporation of all terms and conditions.
  • Arrange for customers\' acceptance of facilities.
  • Verify customers\' signatures and check to ensure prompt updating of customers\' records.
. Credit Follow-up Function
  • Assess / review customers\' financial health, business prospects, conduct of accounts and utilization of facilities to either source for additional business opportunities or to spot early signs of financial deterioration.
  • Make site visits to monitor business operations.
  • Monitor facilities already disbursed to ensure their compliance with A/A terms and conditions.
  • Prompt / proper preparation of renewals and C/As additional facilities required with the assistance from credit analyst.
. Loan Rehabilitation Function (if applicable)
  • Carry out loan rehabilitation till stage of summons for civil action and originating summons for foreclosure action.
Control
  • Ensure compliance with the following:
  • Bank\'s policies / guidelines
  • All OMs, HRMs and SSPs
  • Rules of Bank Negara and other regulatory bodies.
  • When necessary, recommend workflow improvement to increase efficiency and productivity.
  • Provide timely reporting of Department operations.
  • Ensure cost effectiveness in unit operations.
Communication
  • Resolve problems when necessary.
  • Keep abreast with new guidelines / procedures
Communication
  • Resolve problems when necessary.
  • Keep abreast with new guidelines / procedures
Customer Relations
  • Advise customers where necessary; provide professional, efficient and courteous service.
  • Provide feedback on customers\' complaints and needs if applicable.
Requirements:
  • Minimum Bachelor\'s degree
  • At least 3 years of relevant banking experience

CIMB

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Job Detail

  • Job Id
    JD1368421
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Singapore, Singapore
  • Education
    Not mentioned